One reason, why many people don’t even step into the world of complex investments is lack of understanding, and the other is that they are satisfied with their savings and feel secure with liquid cash. Usually, investments are considered riskier than savings, so people with conservative mentality stay out of investing businesses. I can’t say...

When your focus in life shifts from growth investing and taking risky bets to protecting your wealth and living within your means, you are probably nearing retirement. Most of us start preparing for retirement early in life, and our investment vehicles range from stocks, mutual funds, ETFs, some even pocket in real estate, but bonds...

Most employees usually don’t pay much heed to looking beyond what their company is offering. Even when it comes to investing for long term financial stability, they are comfortable in sticking to their company stock. I have absolutely no doubt that owning stake in your own company through employee stock ownership plan (ESOP), and company...

We can’t plant a money tree in our backyard, but if start saving and investing systematically, the magic of compounding can grow your wealth much faster than you can imagine. Not everyone is good at doing the right things attain financial security, but that’s one thing that you must learn. You don’t need to be...

Its difficult to make wise investment decisions when the economy enters a volatile phase. The recent economic meltdown compelled investors to take hurried investment decisions, and then economic recovery caught most by surprise and forced them to again revisit their portfolio allocation. Feared or lured, those who were caught in the volatility trap, lost track...

The first step for initialization an investment lies in understanding the fundamentals and philosophies for investing. It is equally important for an individual investment that begins asset allocation in his own amateurish ways as it for a professional fund or portfolio manager who manages his client’s portfolio. Investors have varied means, requirements, and expectations from...

Small cap stocks are always considered to be fraught with considerable risks, though they remain favorites among the retail trading fraternity. Those who follow financial media for investing related advice, often remain under-invested in small-caps as they are usually shown the negative side of investing in small caps. Everyday analysts call them risky, frequently fraudulent,...