The banking sector has faced harsh criticism over the past one year on how they handled their underwriting standards. They have also beeen criticized for the huge bonuses given in the sector. I have two things to say to the critics: 1.) The growth that happened in US after the 1980 economic recession was primarily becuse of the finance industry starting to leverage the American economy. American as superpower would have lost to USSR if [...]

Economy is always based on building blocks like consumer behavior. The changes in behavior are cementing . Purchasing online and through internet is one of such cements. Retailers have started giving merchant funded rewards to customers on their current cards. The discounts can be upto 2 to 20% if you buy online. I beileve this trend shows that cisco is a good investment for next 1 yr………………..

From an investor point of view merger are always bad. The reason being that instead of the investor controlling the type of stock he wants to buy, the merging parties start controlling it. However in this case. Both companies have solid balance sheets excellent products and services and were in  my top stock list always. Therefore the merging company is also a strong buy

The biggest problem that AIG has right now is two fold. One that its most profitable sector mortgage insurance is non existing sector anymore. Therefore one should not expect AIG to ever make the revenues it made before this recession Secondly that the home prices are still going down only. US housing sector is not going to pick up.  As Microsoft rightly pointed out that overall the economy would stabilize at a much lower level. [...]